This is a very simple and VERY damaging scam.

Firstly, remember YOU are responsible for your bank account [if you decide to put fake checks in your account, YOU must pay the price]

There are 3 main characters in this scam:

YOU and your bank account

THE COMPANY using an invented name or abusing the name of a real company

THE CUSTOMER/CLIENT.

The company contacts you and asks you to work for them.They tell you "this is 200% legal", "we do not want your bank info", "this wont hurt a bit,here...have some candy" etc

Your "job" is to receive payments from customers/clients in your country and "process" them

This means the,the money clears in your account and you send the cash to the company minus your 10/15% commission.

What actually happens:

The "customers/clients" sends you a fake check or transfers money into your account online from a hacked bank account.

You put the check in your bank and wait 7 to 10 days for it to "CLEAR" [This a very misguiding word]

You use a check cashing service [showing your ID in case the police ever want to visit]

Some times the checks are very, very authentic looking.It can take the bank several months to realise its fake.

You withdraw the 90% of the cash and send it to the "company" by some anonymous money transfer service like Moneygram or Western Union.

Another "customer" [same scammer, different email address] sends another check and you repeat the process until....

Your bank freezes all your accounts and debits your accounts.Dont worry if your accounts are empty they will now have a minus balance and you must pay the bank back.

You bank will be a bit confused as to why you are abusing the service they offer and probably call the police.

A lot of people have gone to jail trying to explain a story they dont know to police who do not understand!

My question for you is....what have fake personal checks, fake company checks, fake bank drafts, fake money orders, fake travellers checks and fake dollar bills have in common ;)

Sean

http://scam-emails.info

Super scam

you cash the bogus check on your good name at your bank...

you then buy W.U. money and send it to one of his Buddy's!

double whammy when his check bounces!

enuff said

First answer is right, scam! Tear it up. Watch your email and whatever other information you sent to this person to make sure they don't rip you off. If you sent any bank information, contact your bank immediately.

Its a money laundering scam. Dont rip it up, you are better off calling the police or your FBI Field Office first and asking if they want you to hand it to them or to rip it up. The only way they can catch these criminals is if people report them and turn over the evidence

Dont answer any further emails from these scammers or believe any threats. If they keep harassing you, tell them your bank wouldn't accept the deposit and had to turn it over to the police so they have to contact the police to get it back. Then give your local police phone nr, don't worry, they aren't going to call